We have signed up with a debt relief company to assist in resolving a lot of credit card debt due to loss of income and medical bills. We have received a law suite by a law office on behalf of one of the credit card companies and need to file an ans ...

Submitted by stprsbk on

Jurisdiction: 

Area of Law: 

Question: 

We have signed up with a debt relief company to assist in resolving a lot of credit card debt due to loss of income and medical bills. We have received a law suite by a law office on behalf of one of the credit card companies and need to file an answer to complaint document. What type of information is the court looking for? What type of information will assist us from going to court?

Selected Answer: 

The answer is an opportunity

Submitted by elizabethcarlsen on

The answer is an opportunity for you to admit or deny the allegations contained in the complaint, and assert any relevant affirmative defenses. You must either admit or deny every allegation contained in the complaint. An affirmative defense may be relevant if the statute of limitations has passed or if no writing exists to enforce this debt it may be a violation of the statute of frauds. It is very important to file an answer to a complaint by the due date. Typically, you only have 30 days to file an answer after you receive notice of the complaint. Failure to file an answer on time may result in a default judgement being entered against you. In addition, you may want to discuss your lawsuit with an attorney who can help you complete your answer and possibly prevent the litigation of your case. SInce you have been working with a debt relief company, you should inform them of this pending lawsuit as well. For more information, see http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre02.shtm.

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The answer is an opportunity

Submitted by elizabethcarlsen on

The answer is an opportunity for you to admit or deny the allegations contained in the complaint, and assert any relevant affirmative defenses. You must either admit or deny every allegation contained in the complaint. An affirmative defense may be relevant if the statute of limitations has passed or if no writing exists to enforce this debt it may be a violation of the statute of frauds. It is very important to file an answer to a complaint by the due date. Typically, you only have 30 days to file an answer after you receive notice of the complaint. Failure to file an answer on time may result in a default judgement being entered against you. In addition, you may want to discuss your lawsuit with an attorney who can help you complete your answer and possibly prevent the litigation of your case. SInce you have been working with a debt relief company, you should inform them of this pending lawsuit as well. For more information, see http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre02.shtm.