My mom has paid off her mortgage what does she need to file with the county recorder and she wishes to pass down the home to her two children when dies. What additional forms if any need to be filed? ...

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My mom has paid off her mortgage what does she need to file with the county recorder, and she wishes to add her two children to the deed so when she passes, the property will revert to both of them. What additional forms if any need to be filed?

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Depending on the lender, your

Depending on the lender, your mom may need to file a reconveyance with the county recorder’s office. Many lenders file this document for you. Depending on whether the lender sends the document by mail or files in person, it may take some time for the county recorder’s office to receive and process the request. To add her children to the title to the property, your mom can transfer ownership of the property into a joint tenancy with rights of survivorship by grant deed. At the time of death, the interest in the property will automatically transfer to the remaining joint tenants, in equal proportion. Adding you and your sibling to the property may help to avoid probate. The procedure may differ in each county. Therefore, contact the county recorder’s office in the county where the property is located to determine if any additional steps are necessary to ensure the county recorder has a record that the mortgage is satisfied and that the children are added to the title. In addition, for more information about issues relating to homeownership in California, seehttp://lawhelpca.org/issues/housing/homeownership.

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Depending on the lender, your

Depending on the lender, your mom may need to file a reconveyance with the county recorder’s office. Many lenders file this document for you. Depending on whether the lender sends the document by mail or files in person, it may take some time for the county recorder’s office to receive and process the request. To add her children to the title to the property, your mom can transfer ownership of the property into a joint tenancy with rights of survivorship by grant deed. At the time of death, the interest in the property will automatically transfer to the remaining joint tenants, in equal proportion. Adding you and your sibling to the property may help to avoid probate. The procedure may differ in each county. Therefore, contact the county recorder’s office in the county where the property is located to determine if any additional steps are necessary to ensure the county recorder has a record that the mortgage is satisfied and that the children are added to the title. In addition, for more information about issues relating to homeownership in California, seehttp://lawhelpca.org/issues/housing/homeownership.