Family Credit Management Services is a non-profit Christian organization dedicated to helping people become debt free …quickly and easily. With valuable industry affiliations and relationships with every major bank, retail store and finance company, we will negotiate lower interest rates and payments on your behalf. You'll be left with one easy-to-manage monthly payment that will have you debt free …faster than you ever thought possible. As one of the most experienced and trusted credit counseling agencies in the United States, we follow the highest standards of service in the credit counseling services industry. Contact one of our caring certified credit counselors to find out more about our credit counseling services and debt management program …we're committed to helping you achieve financial freedom.